LAKE TAPPS, Wash.—After a historic third quarter in 2025 that saw credit union mergers total $34 billion in combined assets—more than the entire 2022-2024 period combined—all indicators point to 2026 becoming the most active year for financial services consolidation in recent memory, reports CEO Advisory Group.
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CHILLICOTHE, Ohio—As ice and snow weighed down power lines and businesses went dark across a wide swath of the country this weekend, credit unions were already preparing for the real aftermath from Winter Storm Fern: a Monday marked by delayed branch openings, disrupted service, and members looking for financial breathing room after a costly cold blast.
DOVER, Del.—For credit unions still debating whether crypto belongs inside their ecosystem, Kian Sarreshteh believes the question is already outdated. In 2026, he says, crypto won’t be a differentiator—it will be table stakes.
CHICAGO—In a finding one payments analyst calls “reassuring,” TransUnion’s latest Consumer Pulse survey shows that a majority of Americans remain optimistic about their household finances over the next year—despite inflation fatigue, rising borrowing costs, and ongoing wallet stress for many families.
WASHINGTON— The Jan. 20 10% credit card interest rate cap deadline came and went, but the chain of events President Trump set in motion is far from over. If anything, the passing of the date has sharpened the central question facing the credit card industry...
WASHINGTON—If the federal government capped credit card interest rates at 10%, the result wouldn’t be cheaper credit for everyone—it would be fewer credit cards, fewer borrowers approved, and millions of Americans suddenly locked out of unsecured credit altogether.
WASHINGTON—At a time when Washington debates over credit cards, interchange, and cryptocurrency are growing more consequential for financial institutions, the Defense Credit Union Council (DCUC) is underscoring a message it says is often overlooked in policy fights: When interests align, credit unions and banks can—and should—work together.
CINCINNATI—As credit unions look to revive auto lending in 2026 after a sluggish year, one lending tool may become indispensable: vehicle leasing.
WASHINGTON—Sens. Dick Durbin (D-IL) and Roger Marshall (R-KS) formally reintroduced the Credit Card Competition Act (CCCA) on Tuesday, a move that followed CUToday.info’s early-morning report suggesting the long-stalled bill had gained new momentum after President Donald Trump publicly endorsed it.
WASHINGTON—If a nationwide 10% cap on credit card interest rates were ever imposed, the effects would ripple far beyond monthly statements, reshaping who can access credit, how banks and credit unions price risk, and even how consumers spend money across the economy.