SOUTH BEND, Ind.—With the average price of a new car now hovering around $50,000, the monthly payment—not the sticker price—has become the real make-or-break factor for most consumers. And that’s driving renewed interest in vehicle leasing, a market segment long dominated by captive and large bank lenders but increasingly catching the eye of credit unions, according to analysts.
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WASHINGTON—Federally insured credit unions posted a sharp rebound in profitability through the third quarter of 2025, with net income up 21% year over year to an annualized $19.1 billion, according to new NCUA data.
ATLANTA— Credit unions can no longer rely on static defenses against fraud, and contextual authentication is proving to be the solution, Entersekt said, pointing to dramatic results achieved by one large credit union.
NEW YORK—Credit unions heading into 2026 face an uncommon combination: excess capital, homeowners unwilling to move, and a deep reservoir of tappable home equity—all of which point to continued strength in home-equity lending, especially in the high-LTV segment.
WASHINGTON—NCUA Chairman Kyle Hauptman told House lawmakers Tuesday the agency is committed to maintaining a “right-sized” regulatory framework that promotes safety and soundness without stifling innovation—a message delivered at a time when speculation continues in Washington about whether the Trump Administration may seek to consolidate federal financial regulators.
DOVER, Del.—If Congress closes the yield-on-stablecoin loophole in the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act), credit unions could be very well placed to capture the next wave of digital-dollar innovation.
WASHINGTON—Warning that both external attacks and internal divisions threaten to weaken the movement at a pivotal moment, the Defense Credit Union Council is calling for a third industry-wide meeting of credit union leaders to coordinate strategy and reinforce unity heading into 2026.
CHICAGO—Credit unions used to sit on the sidelines while big-box stores and card-issuing banks turned Black Friday into a marketing Super Bowl. Not this year. In 2025, more credit unions are treating Black Friday and Cyber Monday as a full-on member-engagement season—rolling out 0% holiday loans, sweepstakes tied to card usage, and even “everyone wins” prize boards that look more like a game show than a rate sheet.
CARMEL, Ind.—Credit unions are facing a new era in asset risk management—one where old assumptions about collateral protection insurance (CPI) no longer fit.
WASHINGTON—Credit union leaders across the movement—from the Defense Credit Union Council and America’s Credit Unions to veteran Washington advocates—are sharply rejecting a renewed banker effort to force federal credit unions to file IRS Form 990, calling the push misguided, redundant, and rooted in long-standing industry rivalry rather than genuine transparency concerns.