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TAMPA, Fla.—Loyalty programs are critical to a credit union’s future, contends GTE Financial, but are only effective if those programs are fun and simple to use, and don’t require climbing a “mountain” to get the reward.

WATERFORD, Conn.–Charter Oak Federal Credit Union donated $10,000 to the USS Groton Sail Foundation, Inc. in support of building a public monument in Groton that will represent the community’s rich maritime heritage and history of service.