WASHINGTON–Loan underwriting standards at banks remained relatively unchanged and were even eased in some cases during the first quarter of this year, according to the April 2019 Senior Loan Officer Opinion Survey on Bank Lending Practices released by the Fed.
CANBERRA, Australia—Despite the extensive campaigns to sensitize crypto holders against crypto scams, fraudsters are still making a killing, especially in Australia, a new report indicates.
WASHINGTON–The Consumer Financial Protection Bureau has issued a Notice of Proposed Rulemaking (NPRM) to implement the Fair Debt Collection Practices Act (FDCPA). According to the CFPB, the proposal would provide consumers with clear protections against harassment by debt collectors and straightforward options to address or dispute debts.
WASHINGTON—Both credit union trade groups are again calling on Congress to do something about robo-calls—without harming CUs’ abilities to communicate with members.
MIAMI BEACH, Fla.–Having reached a fork in the road, which way should CUs turn? What are the hard lessons learned by one CU? How can a CU survive the digital revolution?
MIAMI BEACH, Fla.–Are credit unions wasting money on their $100-million national “Open Your Eyes to a Credit Union” brand awareness campaign? One person suggested that could be the case.
MIAMI BEACH, Fla.–How well do you know your members? Do you know why they interact with you versus another provider?
MIAMI BEACH, Fla.–Todd Clark says he remembers few things from the days he was not yet five, but one thing he certainly recalls was his parents’ excitement around man landing on the moon in 1969.
MIAMI BEACH, Fla.–There is plenty of discussion of storytelling within credit unions, but one person here said it’s really about “stories” telling, as the stories told must be tailored to four different types of members.
MIAMI BEACH, Fla.–The big questions before credit unions are these: How do we serve each individual? How do we bring the credit union to the member, rather than have the member come to the credit union?
