THE feature

LAKE FOREST, Ill.—Despite a likely move by the Federal Reserve this week to hike interest rates, financial institutions should not budget for significant interest expense changes for deposit services in 2018, according to a new report that also suggests net interest margin should improve.

ST. PETERSBURG, Fla.—What was missing at this year’s Money 20/20 conference in Las Vegas, where the latest in payments technology is introduced each year? A great deal of payments innovation, according to one analyst.

NEW YORK—Unsure of the chance for a positive outcome from its lawsuit against the Trump Administration, Lower East Side People’s FCU is certain of one thing—that the CFPB must remain an agency independent of the White House.

RANCHO CUCAMONGA, Calif.—The rapid rise of crime-as-a-service (CaaS) should have credit unions stepping up their security protocols, asserts one analyst.

BOULDER, Colo.—A newly chartered credit union here believes there is an opportunity to be had in consumers’ growing interest in clean energy solutions, like solar power.

TAMPA, Fla.—Are cryptocurrency debit cards the means through which decentralized digital currencies move mainstream?

WEST LAFAYETTE, Ind.—Consumers are becoming accustomed to instant gratification with rewards programs, which is why one credit union believes the year-end dividend model needs to change.

ROYAL OAK, Mich.—One attorney is hoping a recent court decision in an overdraft lawsuit case against a credit union will become a precedent and eventually stem the tide of OD class-action suits likely heading credit unions’ way.

WASHINGTON–A group of credit unions has contacted NCUA’s Inspector General to challenge the agency’s move to retain the bulk of the initial surplus resulting from its decision to merge two insurance funds.