WASHINGTON— The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.99% of all loans outstanding at the end of the third quarter of 2025, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey.
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SHREWSBURY, Mass.—The $836-million Central One FCU has disclosed a cybersecurity breach that exposed highly sensitive personal and financial information belonging to more than 50,000 current and former members, according to filings with state attorneys general, Claim Depot reported.
WASHINGTON—Federal prosecutors and law-enforcement leaders are launching an aggressive new campaign to counter a surge in cryptocurrency investment scams that has drained billions from U.S. consumers and increasingly entangled financial institutions.
MEMPHIS, Tenn.—Orion Federal Credit Union is dealing with losses from an elaborate fake-check scheme that police say was orchestrated by a repeat fraud offender, according to Action 5 News.
CHICAGO—Unsecured personal loan activity surged in the second quarter of 2025, reaching new highs in both originations and balances while credit performance remained broadly stable, according to TransUnion’s latest Credit Industry Insights Report.
MCLEAN, Va.--The 30-year fixed-rate mortgage remained flat this past week, averaging 6.24%, Freddie Mac reported.
PHILADELPHIA—The United States Mint has officially struck its final circulating penny, ending a 232-year chapter in American monetary history.
WASHINGTON--The CFPB is proposing to amend Regulation B (which implements the Equal Credit Opportunity Act) provisions related to disparate impact to clarify compliance obligations.
WASHINGTON--The interest rate ceiling is scheduled to drop in March from its current 18% to the statutory level of 15% unless the NCUA board takes action. Knowing the significant impact this would have on credit unions and the members they serve, America’s Credit Unions said it is proactively encouraging the board to keep the current level in place.
WASHINGTON— The Independent Community Bankers of America (ICBA) is praising the Consumer Financial Protection Bureau’s newly updated proposal to implement Section 1071 small-business reporting requirements, saying the revisions show progress toward easing compliance burdens that have weighed heavily on community lenders of all sizes.