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SACRAMENTO, Calif.—Golden 1 Credit Union has improved the pricing and rewards on its Platinum Rewards Visa card.

WASHINGTON—The FDIC board has approved a 2015 operating budget of $2.32 billion, a decrease of 3% from this year’s budget.

NEW YORK—A new study shows that nearly a third of all Americans use at least one type of smart or connected device, and that 14% of homes are smart homes.

ATLANTA—Non-mortgage U.S. credit balances in November climbed to $3.1 trillion, the highest level in more than five years, according to a new report.

ST PETERSBURG, Fla.—The Target data breach, one-year old Thanksgiving day, ushered in a wave of successful cyber-attacks on the U.S. that have elevated financial institutions’—and consumers—attention to card security.

SAN DIEGO—Expect more proximity marketing from FIs in 2015, but don’t expect digital wallets to take off next year. Those are two predictions on mobile offered by a team of experts from U.S. Bank, FirstBank and Mitek, who are sharing five predictions into how the mobile banking landscape will change in the year ahead.

BILLINGS, Mont.—Valley Federal Credit Union here was the site of synchronized wedding ceremony for nine couples who were married at 10:11 a.m. on 12/13/14. That was the last time that time and date will line-up during this century.

RIVERSIDE, Calif.- More than 550 children enjoyed “Story Time With Santa,” sponsored and staffed by Altura Credit Union, as part of a five-day holiday celebration in Riverside, Calif.  The annual “Festival of Trees” is the primary fundraising event for Riverside County Regional Medical Center’s pediatric units.

PRINCETON JUNCTION, N.J.—With an October 2015 deadline in the U.S. to comply with the new EMV standards for plastic cards, as many as 600 million new EMV chip cards are expected to be issued.

SAN FRANCISCO—The behaviors and demographics of four segments of wealthy consumers is examined in a new study from Javelin Strategy & Research, which is projecting that one-in-every-10 wealthy consumers is likely to switch financial institutions in the next 12 months.