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ROCHESTER, N.Y. — The president and CEO of ESL Credit Union, Faheem Masood, will retire next year in April, the credit union announced.

iStock-Oko_SwanOmurphy

iStock-Oko_SwanOmurphy

Sarah Milovich

Sarah Milovich

Government shutdowns have become unsettlingly routine in recent years, throwing thousands of military families and federal employees into financial limbo. Paychecks are delayed, bills pile up, and uncertainty hangs in the air. But amid the turmoil, one group of institutions consistently answers the call as financial first responders: America’s credit unions.