Fresh Today

Fresh Today

WASHINGTON--The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.26% of all loans outstanding at the end of the fourth quarter of 2025, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey.

HUNTSVILLE, Ala. — An internal system error at Redstone Federal Credit Union here unexpectedly caused some business debit cards to be declined last week, leaving local business owners scrambling and frustrated by a lack of communication from the credit union, WAFF reported.

 

NEW YORK — In 2025, American consumers and small businesses sent more than $1.2 trillion using Zelle, marking the second consecutive trillion-dollar year and delivering 20% year-over-year growth in total dollars sent, Zelle reported.

PADUCAH, Ky.—Community banks and credit unions are no longer treating artificial intelligence as a pilot project or a back-office efficiency tool — it has become the single most dominant strategic priority shaping their plans for 2026, a new study reveals.

 

ARLINGTON, Va.--The National Association of State Credit Union Supervisors (NASCUS) has submitted three comment letters to NCUA regarding the agency’s ongoing Deregulation Project and its efforts to modernize federal credit union regulations, while emphasizing the importance of regulatory clarity, supervisory effectiveness, and risk-based oversight.