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SANTA MONICA, Calif. — After years of volatility, the U.S. new-vehicle market is settling into what Edmunds describes as a more sustainable rhythm — but one defined by persistent affordability constraints that continue to reshape borrower behavior and lending risk.

CLEARWATER, Fla.—As Winter Storm Fern crippled travel, knocked out power, and disrupted commerce across the U.S., payments and fraud experts warn the storm is triggering a surge in risky transactions, delivery disputes, and chargebacks that could linger long after the snow melts.

NEW YORK — Buy now, pay later provider Affirm has partnered with fintech firm Esusu to pilot a new option allowing some renters to split monthly rent payments into two installments, PYMNTS reported, citing CNBC.

WASHINGTON— U.S. consumer confidence plunged in January to its lowest level in more than a decade, signaling growing anxiety about economic conditions and the outlook for jobs and income, according to new data from The Conference Board.

OMAHA, Neb. — Federal prosecutors have expanded a sweeping investigation into an international ATM jackpotting conspiracy tied to Tren de Aragua (TdA), adding 31 more defendants in a third Nebraska grand jury indictment that alleges malware-driven attacks on banks and credit unions nationwide.