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Every year, many Americans celebrate the joy of family and relief from work the holidays bring. Apart from the hustle and bustle, the holiday season is a special time to be with loved ones, engaging in family traditions and rituals, and making memories that will last a lifetime. However, not everyone gets to partake in the holiday gatherings.

ALEXANDRIA, Va.--The NCUA submitted a rulemaking pertaining to implementation of the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act to the Office of Management and Budget Friday, and it is currently pending review. The proposal is currently not public, when approved by OMB it will be published in the Federal Register with a comment deadline, America's Credit Unions said.