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WASHINGTON—As the Supreme Court weighs the most significant challenge to independent-agency protections in nearly a century, credit unions are facing growing uncertainty over the future structure of federal regulators—including the NCUA board itself.

NEW YORK—Cryptocurrency investors are facing a new frontline of risk as criminals shift their focus from large exchanges to everyday wallet holders, triggering a surge in targeted, sophisticated attacks that blend social engineering with mobile-device exploits.

WASHINGTON—Senate Banking Committee Democrats are pressing Chairman Tim Scott (R-SC) to convene an oversight hearing with the nation’s top banking and credit-union regulators before year’s end, warning that recent deregulatory moves could undermine financial stability.

PITTSFIELD, Mass. — Greylock Federal Credit Union here plans to expand into Franklin County through a proposed merger with Franklin First FCU, a move that would add 7,400 members and $84 million in assets and create a $1.7-billion institution serving Western Massachusetts, The Berkshire Eagle reported.

TAMPA—USF Credit Union helped Hillsborough County identify an estimated $6 million in taxpayer savings after a team of its employees reviewed the county’s banking services agreement using secure AI tools paired with extensive human oversight, Laker/Lutz News reported.

LAWRENCEVILLE, Ga.—Used vehicle values took a big dip in November, Black Book reported.