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ALEXANDRIA, Va.—The GoWest Credit Union Association applauded NCUA’s sharp budget reductions during a public hearing Wednesday here, while urging the agency to preserve key support functions and maintain strong examiner training as it rightsizes its workforce.

ALEXANDRIA, Va.—NCUA Chairman Kyle Hauptman said Wednesday the agency is moving quickly to finalize its major internal reorganization, emphasizing that the shift is designed to fundamentally reshape how the regulator operates—not simply to do the same work with fewer people.

NEW YORK—Earnings reports this quarter point to a resilient U.S. consumer — one still spending steadily despite ongoing economic uncertainty. Credit and debit cards remain central to that spending, and younger generations are playing a growing role in driving transaction volume heading into the holiday season, PYMNTS reported.

CHICAGO—Mortgage lending activity gained traction in the second quarter of 2025, lifted by improving affordability and easing interest rates, while younger borrowers continued carving out a growing presence in the home-equity market, according to TransUnion’s latest Credit Industry Insights Report.