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CHICAGO—Many consumers feel their mortgage and auto payments are putting a strain on their household finances, and the prospect of falling interest rates has them ready to consider refinancing those loans, a new TransUnion study shows.

PLANO, Texas—Lenders continue to take greater risks to keep the mortgage pipeline full—such as 40-year terms and 0% down—and one economist is urging them to rethink these approaches.

WASHINGTON—Total mortgage origination volume is expected to increase to $2.3 trillion in 2025 from the $1.79 trillion expected in 2024, the Mortgage Bankers Association reported.