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MIAMI--U.S. household debt remains near a record in raw dollars, but consumers may be in considerably better financial shape than the headline number suggests, according to a WalletHub analysis of new Federal Reserve Bank of New York data.

WASHINGTON—The Treasury Department has issued guidance allowing employers to contribute up to $2,500 tax-free annually to Trump Accounts for employees’ dependents, while also permitting workers to make pre-tax contributions through employer cafeteria plans.

WASHINGTON—The Financial Crimes Enforcement Network has issued a final rule permanently eliminating beneficial ownership information reporting requirements for U.S. companies and U.S. persons under the Corporate Transparency Act.

MIAMI--Student loan delinquency rates declined in most states during the first quarter of 2026, according to a new WalletHub analysis, suggesting borrowers are making progress in keeping up with payments after the end of the pandemic-era payment moratorium.

NEW YORK--Facial recognition and liveness detection have become standard defenses against digital identity fraud, but fraud experts say a new generation of inexpensive artificial intelligence tools is rapidly eroding those protections, allowing organized criminal rings to create synthetic borrowers capable of evading detection for months—or even years.