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The phrase “digital transformation” itself is a misnomer, as transformation implies there is an end. For credit unions and community banks, however, that can never be true if they want their digital experience to remain competitive.

WASHINGTON–A governor on the Federal Reserve Board said the appreciation in home prices may have forced many would-be buyers to the sidelines, but the trendline poses less risk to financial stability than similar increases in the mid-2000s that led to a housing bubble and subsequent collapse.

MADISON, Wis.–With the Fed now embarking on a monetary tightening cycle, credit unions should look for lending to slow next year and a recession by early 2025, according to a new CUNA Mutual forecast.