LINDEN, N.J.– IMM, a provider of integrated eSignature, workflow, and document solutions for the modern business enterprise, and Carleton, a provider of compliant consumer lending calculations and document generation services, reported they have forged a partnership enabling loan documents generated through Carleton’s SmartDocs to be eSigned with IMM’s eSignature solution, TotaleAtlas.
The companies said the partnership allows banks and credit unions to deliver convenient, flexible eSignature options for consumers to complete loan documents. The integrated solutions also support the new TILA RESPA Integrated Disclosure (TRID) guidelines from the Consumer Financial Protection Bureau (CFPB), which is currently scheduled to become effective on October 3, 2015.
Carleton’s SmartDocs support the generation of all the lending documents related to each individual loan product offered by the lending institutions. Carleton supports the lender’s custom documents, the documents provided by all major third party document providers as well as the dynamic generation of disclosure documents based on the attributes for each loan, ensuring lenders meet prescribed TRID requirements. Now, prepared lending documents can be seamlessly delivered to IMM’s TotaleAtlas, creating an expedient eSignature process and further promoting compliance through an enhanced TotaleAtlas signing event audit file and rules-based eSignature management.