Scienaptic

Scienaptic is an AI-powered instant loan decisioning platform that enables lenders to make advanced and faster credit decisions.

Clients across banks, credit unions, fintechs, and other lenders use the platform to constantly improve the quality of underwriting decisions. By leveraging alternate data that in some cases may not be used, combined with unique AI algorithms, lenders are able to approve more loans, make instant decisions and minimize risk at the same time.

Scienaptic’s AI is a bolt-on to existing loan origination systems for all types of lending. The entire process is completely automated, ensuring that customer-centric loan decisions can now be 'instantaneous'. The platform addresses hundreds of practical issues risk and business leaders face in deploying AI and optimizing lending strategies. Its ever-evolving meta-intelligence core is based on 100 million+ data points and seamlessly integrates with existing strategies and rules.