MADISON, Wis.—As the financial services industry crosses the midpoint of 2025, credit unions are standing at a crossroads—recovering from a turbulent first half of the year and grappling with a host of evolving federal policies, shifting consumer behaviors, and the pressure to return to historic growth benchmarks.
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DOVER, Del.—A major disruption is coming to the credit union business model—and it’s arriving faster than most expect. Stablecoins, long considered a crypto-side curiosity, are on the verge of becoming a mainstream payments rail. And with that transition comes the potential erosion of one of credit unions’ most important revenue streams: interchange fees, cautions one analyst.
Credit Unions On Notice: $2 Trillion Deposit Shift Signals Urgent Need to Compete In Fintech, Crypto
SCOTTSDALE, Ariz.—Over $2 trillion has shifted away from traditional financial institutions into fintech investments and high-yield savings accounts in recent years, reveals a new study that also emphasizes consumers are abandoning banking that doesn't deliver measurable value.
RIVERDALE, Utah—In one of the largest credit union bank buys to date, the $22-billion America First Credit Union here has agreed to buy the $1.35-billion Meadows Bank, based in Las Vegas.
ALEXANDRIA, Va.—Todd Harper and Tanya Otsuka returned to their seats on the NCUA board Thursday, taking part in the agency’s open meeting following a federal court order reinstating them.
WASHINGTON— For the first time in a generation, the federal government is stepping back from its outsized role in student lending—and that shift opens the door wide for the nations’ credit unions to serve expanding member financial needs, according to CU Student Choice.
WASHINGTON—A federal judge has ruled that former NCUA board members Todd Harper and Tanya Otsuka were unlawfully removed by President Donald Trump, ordering their immediate reinstatement.
WASHINGTON—The economic outlook for 2025 has improved, and credit unions should prepare for a more stable environment than previously expected, according to a new third-quarter forecast from America’s Credit Unions.
WASHINGTON—A federal judge has ruled that President Trump’s removal of Federal Trade Commissioner Rebecca Kelly Slaughter was illegal—a decision that could ripple into a closely watched case involving the two ousted NCUA board members, analysts agree.
WASHINGTON—In a significant shift that could have major implications for the credit union industry, House Republican leaders have agreed to attach the Anti-CBDC (Central Bank Digital Currency) Surveillance State Act to the must-pass FY2026 National Defense Authorization Act (NDAA)—a move that has raised alarm bells within the Defense Credit Union Council, which became aware of the decision on Thursday.