GAINESVILLE, Fla.— The $850-million Radiant Credit Union here and $150-million First Coast Community Credit Union, based in Palatka, Fla., have officially merged, the organizations announced.
The members of FCCCU voted to approve the merger, and final regulatory approvals have also been completed.
"I am thrilled about this merger and the opportunities it creates for our institution," said Gretchen Lunsford, CEO of First Coast Community Credit Union. "While we are enhancing our services, the core of who we are will remain - the same values, the same member focus, and the same friendly faces you know and trust at your local branches."
Operational integration is set to begin immediately, working toward a seamless transition for members of both credit unions by the end of 2026, the CUs stated.
"We are incredibly excited to welcome the First Coast Community Credit Union membership into the Radiant family," said Tom Barnard, CEO of Radiant Credit Union. "This merger is about our shared ability to serve more people as we grow. We look forward to using our tools and resources to connect our new members to better banking solutions, together."