WASHINGTON—NAFCU is offering several recommendations to the Federal Housing Finance Agency (FHFA) in response to its draft strategic plan for fiscal years 2022-2026.
Regulatory Affairs Counsel Aminah Moore highlighted the importance the role of government-sponsored enterprises (GSEs), Fannie Mae and Freddie Mac, as well as the FHLBs serving as a reliable source of liquidity and funding for housing finance and community investment, noting that credit unions rely on access to the secondary mortgage market for the liquidity needed to make more loans to their members.
Moore offered several recommendations for the FHFA that NAFCU said it believes would further the agency’s achievement of its goals in the draft strategic plan, including:
- Using technology to aid in appraisal modernization
- The creation and approval of pilot programs to close the homeownership gap
- Continued collaboration with other regulators to address climate risk
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