WHEELING, W.V.–A lawsuit has been filed here against a credit union and a debt collector alleging they are unlawfully attempting to collect an alleged debt.
Norman E. Jeffries filed a complaint on behalf of himself and other similarly situated individuals in the Ohio Circuit Court against CU Recovery Inc. and Greater Iowa Credit Union alleging violation of the West Virginia Consumer Credit Protection Act, the West Virginia Record reported.
The complaint states the plaintiff defaulted on an auto loan in April 2010 and that the car was repossessed and the loan charged off, the Record reported. The suit states that statute of limitations to collect the balance expired in 2014, but that Greater Iowa Credit Union retained CU Recovery to collect the alleged debt. The plaintiff alleges he received a collection letter from CU Recover in May 2016, but that the letter did not disclose the debt was time barred.
The plaintiff seeks judgment against the defendant for actual damages and/or restitution of payments, statutory damages, costs of litigation, attorneys' fees and other relief as the court deems proper.