NEW YORK—American Express is getting personal with its newest small-business credit card.
The American Express Business Gold Card, with an annual fee of $295, will automatically change cardholders' bonus categories each month based on their spending patterns, NerdWallet reported.
The new metal card earns four Membership Rewards points per dollar spent in two of six categories where cardholders spend the most each billing cycle (up to the first $150,000 in combined purchases per year; then one point back).
The card also offers a 25% airline bonus on qualifying airfare purchases booked through American Express Travel, up to 250,000 points back per calendar year and no foreign transaction fees, NerdWallet said.