MADISON, Wis.— Approximately 61,838 credit unions and financial cooperatives across 93 countries served nearly 420 million members and managed $3.98 trillion in assets at year-end 2025, according to the latest Statistical Report from the World Council of Credit Unions.
The global system also reported $3.34 trillion in savings and shares and $2.83 trillion in loans.
“These numbers demonstrate the extraordinary scale of cooperative finance, but they tell only part of the story,” said Paul Treinen, president and CEO of World Council of Credit Unions. “What stands out in this year’s report is the diversity of the movement and the different ways credit unions create value in their communities. Our continued relevance will depend on how well we adapt while preserving the trust, member focus and cooperative identity that distinguish our model.”
North America accounts for roughly three-quarters of reported global assets, while Asia, Latin America and Africa represent a substantial portion of worldwide membership. WOCCU members identified regulation and digital competition as the forces expected to have the greatest impact during the next five years, with digital transformation emerging as the leading strategic priority. The report also examines artificial intelligence adoption, governance priorities and barriers to implementing new technology.
For the first time, WOCCU examined leadership gender across a sample of national and regional member organizations, finding that women held approximately 28% of 406 board seats at 39 organizations with verifiable data. WOCCU said the report also incorporates stronger methodology, broader national coverage and the removal of outdated or unverifiable datasets. Treinen will discuss the findings during WOCCU’s State of the Movement Address webinar Aug. 31.