WASHINGTON—A virtual roundtable hosted by the Federal Trade Commission has flagged a number of issues around artificial intelligence, including its effects on “creative professionals,” which in credit unions would include marketing, content creation and more.
As CUToday.info has been reporting, credit unions and the broader financial services industry has plunged headfirst into AI, even if its ramifications aren’t clear, including a recent interview this week with Filene over its thinking around the issue.
In its 21-page new report, the FTC and the roundtable examined how generative artificial intelligence, tools that can generate outputs like text, images, and audio on command, are being used and is affecting professionals in music, filmmaking, software development, and other creative fields.
The Concerns
Among the concerns expressed:
- Collection without Consent. “Creative professionals noted how their past work was being collected and used without their consent or awareness to train generative AI models, including by using expansive interpretations of prior contractual agreements,” the FTC said.
- Nondisclosure. “Participants also expressed concern that they might not even know that their works are being used because many AI developers do not publicly disclose what works have been included in training data,” according to the study.
- Competing for work with AI. “Participants said that generative AI outputs are starting to appear in the venues where creative professionals compete for work, potentially making it more difficult for consumers and potential publishers to find human-made work,” the report states.
- Style mimicry. “Some participants expressed concerns about generative AI tools being used to mimic their own unique styles, brands, voices and likenesses, which could allow strangers and former clients to create knockoffs including synthetic voices and images,” the FTC said.
- Fake endorsements. “Participants said generative AI has been used to create false depictions of artists selling products that they never endorsed or used by trolls to generate offensive content using their cloned voices,” according to the report.
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