WASHINGTON—The Federal Housing Finance Agency (FHFA) has issued a request for information (RFI) on the government-sponsored enterprises’ (GSEs) single-family pricing framework.
The RFI seeks input on the process for setting the GSEs’ single family upfront guarantee fees, including whether it is appropriate to continue to link upfront guarantee fees to the Enterprise Regulatory Capital Framework (ERCF) – which sets risk-based upfront guarantee fees for both GSEs – as well as to set a minimum threshold for an enterprise’s return on capital, NAFCU explained.
The agency in 2022 began the process to reform the GSEs’ pricing framework and in October announced targeted changes to Fannie Mae and Freddie Mac’s pricing framework by eliminating upfront fees for certain borrowers and affordable mortgage products.
Comments on the RFI are due to the FHFA Aug. 14.