ALEXANDRIA, Va.— Federal credit union operating fees will decrease by an average of approximately 1.2% in 2025, NCUA reported, citing operating and capital budgets information outlined during its December board meeting.
“Additionally, the operating fee exemption threshold was increased from $2 million to $2.08 million. Federal credit unions with a four-quarter average of $2.08 million or less in total assets are exempt from the operating fee,” the agency stated in a Letter to Credit Unions (25-FCU-01).
The decrease in the 2025 operating fee reflects the NCUA’s annual budget growth for 2025 is 2.4%, while assets at federal credit unions grew by 3.94%, NCUA reminded.
“The operating fee rates required to finance the NCUA budget are therefore lower than last year,” NCUA noted.