WASHINGTON—Comments on several regulatory items of interest to credit unions are due in the coming weeks, including on NCUA’s draft 2023-24 budget, due Oct. 28.
The proposed combined 2023 staff draft budget is $367.0 million, or 8.1% higher than the 2022 budget. The proposed operating budget is $350.8 million, which is 9.6% higher than in 2022.
CUNA reminded that other upcoming comment deadlines include:
- Nov. 3: Treasury Department request for comment on President Biden’s March 9 Executive Order, “Ensuring Responsible Developments of Digital Assets.” Treasury seeks comments on the digital-asset-related illicit finance and national security risks as well as the publicly released action plan to mitigate the risks
- Nov. 10: Federal Communications Commission proposed rule on targeting and eliminating unlawful text messages. The proposal would require mobile wireless providers to block texts, at the network level, that purport to be from invalid, unallocated, or unused numbers, and numbers on a Do-Not-Originate list
- Nov. 14: Cybersecurity and Infrastructure Security Agency (CISA) request for information as CISA develops proposed regulations required by the Cyber Incident Reporting for Critical Infrastructure Act of 2022
- Nov. 28: Consumer Financial Protection Bureau (CFPB) request for information regarding mortgage refinances and forbearances. The CFPB seeks input on ways to:
- Facilitate mortgage refinances for consumers who would benefit from refinancing, especially consumers with smaller loan balances
- Reduce risks for consumers who experience disruptions in their financial situation that could interfere with their ability to remain current on their mortgage payments
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