Credit Union Loan Growth Returns In April, Led by HELOCs And Mortgages

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WASHINGTON--Credit union loans outstanding increased 0.19% in April, compared to a -0.12% decrease in March and an 0.2% increase in April 2025, according to America’s Credit Unions’ latest Monthly Credit Union Estimates.

Leading growth during the month were home equity lines of credit union (0.92%), credit cards (0.3%), first mortgages (0.24%), second mortgages (0.15%) and auto loans (0.08%).

On the decline during the month were private student loans (-1.2%), unsecured personal loans (-0.73%), and secured personal loans (-.03%).

Estimates are updated monthly and available on an online dashboard with other resources. The Data and Tools section of America’s Credit Unions website includes a wide range of dashboard analytics, state- and district-level data, various calculator tools, the latest economic forecast, and more, ACU noted.

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