WASHINGTON–Credit unions in Vermont lead the industry in total mortgage loan origination market share at 23.9%, according to analysis of the latest Home Mortgage Disclosure Act data conducted by Callahan & Associates through its MortgageAnalyzer software.
Wisconsin was second at 21.4%, followed by Iowa at 20.8%, Idaho at 19.8% and Rhode Island at 17.5%. New Hampshire (16.8%), North Carolina (16.6%), Utah (16.1%), Michigan (14.8%), and Maine (13.7%) round out the top 10 in the Callahan data.
Vermont leads the industry in market share of both the purchase and refinance markets according to this most recent data set, which covers mortgage activity from 2014. Wisconsin, Iowa, Rhode Island, New Hampshire, North Carolina, and Utah also appeared on all three lists.
Callahan analyzed the latest HMDA data using MortgageAnalyzer, a mortgage market analysis software tool containing 19 million data points. Callahan scrubs, aggregates, and processes the data, delivering an effective and efficient platform for understanding mortgage markets and opportunities.