CU Loan Growth Nearly Flat In December As Auto, Personal Lending Slide

WASHINGTON--Credit union loans outstanding increased 0.04% in December, compared to a 0.23% increase in November and a 0.22% increase in December 2024, according to America’s Credit Unions’ latest Monthly Credit Union Estimates.

Leading growth during the month were credit cards, (1.51%), home equity lines of credit (1%), and second mortgages (0.23%).

On the decline were secured personal loans (-0.58%), unsecured personal loans (-0.54%), private student loans (-0.46%), auto loans (-0.28%), ACU said.

Monthly Credit Union Estimates are updated monthly and available on an online dashboard with other resources. The Data and Tools section of America’s Credit Unions website contains a wide range of dashboard analytics, data at the state and district level, various calculator tools, the economic forecast, and more.

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