WASHINGTON–The Consumer Financial Protection Bureau has released a reference chart for regulatory reporting of Home Mortgage Disclosure Act (HMDA) data collected this year.
According to the Bureau, the chart is intended as a reference tool for data points required to be collected, recorded, and reported under Reg C, which was amended by the CFPB’s HMDA rules issued Oct. 15, 2015, Aug. 24, 2017, Oct. 10, 2019, and April 16, 2020.
According to the CFPB, the relevant regulation and commentary sections are provided for “ease of reference.” The CFPB said the chart also incorporates the information found in Section 4.2.2 of the 2022 Filing Instructions Guide and provides information on when to report not applicable or exempt, including the codes used for reporting not applicable or exempt from section 4 of the 2022 Filing Instructions Guide for ease of reference.
The CFPB clarified the chart does not provide data fields or number enumeration used in preparing the HMDA loan/application register (LAR).
Additional information can be found here.
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