RIVERSIDE, Calif.–Altura Credit Union has launched its own branded rewards credit card, the Uphora card (pronounced “euphora”).
To make managing the Uphora and other Altura credit and debit cards easier, Altura said it has also introduced MobiMoney, a free mobile app that enables members to customize card usage.
According to Altura Credit Union, members can earn rewards points for purchases made with the Uphora Mastercard. Those points can be redeemed online or in stores for merchandise, gift cards or travel.
“With the Uphora Mastercard, people don’t have to save up their reward points for big ticket items, although they still can. But instead can use the points to purchase everyday things quickly and easily using your Uphora card,” said Robert Whitton, Altura chief operating officer. “As a Mastercard Rewards card, Uphora offers one of the most flexible rewards programs available today. Mastercard Pay with Rewards lets Altura cardholders use their points for whatever they want at millions of eligible locations around the world,” he added.
As part of its introductory launch, Altura cardholders who spend $2,000 in the first 90 days will earn 20,000 reward points to redeem as they want.
The Uphora rewards card allows cardholders to pay part or all of a purchase with points anywhere Mastercard is accepted. Altura’s card also offers
- Rates as low as 12.74%
- 24/7 fraud protection tracking
- Access to credit account rewards from Altura’s mobile banking app
- Account alerts to help users manage their credit card usage
- Free monthly credit score on mobile banking
- Auto rental coverage for damage, collision and theft
- Extended warranty coverage
Meanwhile, the credit union said the MobiMoney mobile app gives credit and debit card users more control over their card usage. Once a credit card is linked to the app, Altura members can receive instant alerts based on personal preferences, store receipts on the phone, and organize receipts into personal or business options.
MobiMoney also helps protect against fraudulent transactions by allowing the cardholder to restrict purchases by location, merchant, transaction type and amount of purchase. Plus if the credit or debit card is lost or stolen, a cardholder can use the app to disable the card, the credit union said.
“At Altura, we are always looking for ways to assist our members in managing their finances, and some of these ways include new technologies that offer a whole new level of convenience, too,” said Whitton.