Fresh Today

Fresh Today

MIAMI--With U.S. household debt now standing at roughly $18.8 trillion, personal finance company WalletHub said a new analysis shows some of the nation’s largest cities are facing especially acute debt-payment stress, with delinquency levels that could heighten risks to consumers’ credit scores and broader financial stability.

WASHINGTON— The U.S. Department of the Treasury has issued its first proposed rule under the GENIUS Act, seeking public comment on how it should determine whether state-level stablecoin regulatory regimes are “substantially similar” to the new federal framework for payment stablecoin issuers.

KENNEWICK, Wash.— The $75-million Tri-CU said it has paid a second 50% APY special dividend in three months, with the $75-million credit union crediting roughly $20 to members who maintained an average balance of $500 in eligible primary savings and kids’ accounts during March.

LACEY, Wash.— The $4.3-billion Peak Credit Union has laid off 85 employees across multiple states, with the cuts early last week as the recently rebranded institution moves to adjust to what it described as current economic pressures, according to The Olympian.

WASHINGTON—The Consumer Financial Protection Bureau appears to be moving toward finalizing a controversial fair-lending rule that would narrow longstanding anti-discrimination requirements for lenders, with a government website showing the proposal is now under review at the Office of Management and Budget and marked for “no material change” from the version unveiled in November, according to Reuters.

CHEYENNE, Wyo.—WyHy Federal Credit Union has named Matthew Ballou CEO, succeeding longtime leader Bill Willingham, who has been with the $411-million credit union since 1984 and has served as CEO since 1992.

WASHINGTON--Mortgage performance remained broadly stable at the nation’s largest bank servicers at year-end, but foreclosure activity picked up notably from a year earlier, according to the Office of the Comptroller of the Currency’s newly updated Mortgage Metrics Report for the fourth quarter of 2025.